Sergeilemberg

5 Essential Tips - What to Do When a Debt Collector Calls

With high unemployment rates and unprecedented indebtedness, an increasing number of Americans are finding that they're on the receiving end of debt collection calls. And, because debt collectors are having a difficult time meeting their quotas, an increa... Read >

Debt Collectors Calling? Know Your Rights!

Against the backdrop of today's economy, an increasing number of people are falling behind in paying their bills, which means that these same people are often on the receiving end of collection calls. Unfortunately, there are many debt collection agencies... Read >

When Debt Collectors Break the Law

While there's a law on the books that makes certain practices illegal, debt collection agencies often cross the line anyway. What happens when they do? Unfortunately, most consumers aren't aware of their rights, and so don't challenge debt collectors on t... Read >

Debt Collectors - The Importance of Debt Validation

If you've been contacted by a debt collector, you've probably experienced the feeling of trepidation wash over you. The debt collection road is rocky, rife with pitfalls that can lead to harassment, intimidation, and a downward spiral of your credit score... Read >

How to Know When It's Time to Call a Fair Debt Attorney

Although the economy has stopped hemorrhaging jobs, there's still a long way to go before the country is back on its feet and everyone who wants a job has one. In fact, economies keep referring to a "jobless recovery," which might make Wall Street feel be... Read >

Debt Settlements - Understand Your Negotiating Power

Debt collection agencies can be relentless - and more than a little ruthless. If you are being hounded by a debt collector, it's tempting to do anything within your power to get the calls and letters to stop. All too often, though, consumers cave in witho... Read >

What You Should Know About Student Loan Debt Collection

Most people who graduate from college or who undertake postgraduate work wind up with a mounting burden of student loans. When you're fresh out of college, it's difficult to get a job that pays well and even more difficult to repay your student loans. Yea... Read >

America's Debt Collection Crisis

America is in a debt collection crisis. Consumers owe more debt than ever, have fewer assets than ever with which to pay it, and debt collectors and their lawyers are getting more aggressive by the day in trying to collect it. Analysts will be pontificati... Read >

Facing the Dreaded Credit Report

The prospect of requesting and inspecting your credit report ranks right up there with going to the dentist. No one looks forward to it, but reviewing your credit report is as necessary to your financial health as regular cleanings are to your dental heal... Read >

What to Do When the Debt Collector Sues

If you're behind on paying your bills - and who isn't, these days? - it's tempting to let the mail pile up. After all, who wants to face yet another reminder that their financial house isn't in order? Ignoring the bills and debt collection calls can have ... Read >

Debt Collector Tactics - Avoid Getting Duped Into Paying Old Debt

You don't have to look far to find consumers who have been tricked by debt collectors. Time and again, collection agencies resort to tactics that either skirt the legal line or cross the line altogether, and that violate the federal Fair Debt Collection P... Read >

What You Need to Know About Debt Collection Agencies

Today, far too many Americans are drowning in debt and are subjected to abusive debt collection practices on a daily or weekly basis. But what, exactly, are debt collection agencies? In a nutshell, they are companies that put the squeeze on consumers to p... Read >

Finding Your Voice - Standing Up to Debt Collection Agencies

If ever an industry knows how to kick consumers when they're down, it's the debt collection industry. With rampant unemployment, plummeting housing values, and an increasing number of Americans simply trying to put food on the table, more people than ever... Read >

Beware of Unpaid Tickets, Lest Debt Collectors Come Calling

Everyone is feeling the financial crunch these days, including cities, counties, and states. Local government officials are examining every nook and cranny, and turning over every rock in the search for additional revenue. Many have stumbled on what is li... Read >

Shame, Judgment, and Debt Collection

If you're drowning in debt, you're certainly not alone. The Great Recession triggered a tsunami of financial problems for the American consumer. And, while big business has been the beneficiary of government bailouts, tax loopholes, and other types of lar... Read >